{"id":289950,"date":"2026-07-15T17:24:00","date_gmt":"2026-07-15T21:24:00","guid":{"rendered":"https:\/\/news-you-need.com\/index.php\/2026\/07\/15\/if-you-invest-5000-in-the-vanguard-information-technology-etf-today-heres-what-you-might-have-in-20-years\/"},"modified":"2026-07-15T17:35:08","modified_gmt":"2026-07-15T21:35:08","slug":"if-you-invest-5000-in-the-vanguard-information-technology-etf-today-heres-what-you-might-have-in-20-years","status":"publish","type":"post","link":"https:\/\/news-you-need.com\/index.php\/2026\/07\/15\/if-you-invest-5000-in-the-vanguard-information-technology-etf-today-heres-what-you-might-have-in-20-years\/","title":{"rendered":"If You Invest $5,000 in the Vanguard Information Technology ETF Today, Here&#8217;s What You Might Have in 20 Years"},"content":{"rendered":"<p><a href=\"https:\/\/www.fool.com\/investing\/2026\/07\/15\/if-you-invest-in-vgt-how-much-in-20-years\/\">If You Invest $5,000 in the Vanguard Information Technology ETF Today, Here&#8217;s What You Might Have in 20 Years<\/a><\/p>\n<p><a href=\"https:\/\/www.fool.com\/investing\/2026\/07\/15\/if-you-invest-in-vgt-how-much-in-20-years\/\">https:\/\/www.fool.com\/investing\/2026\/07\/15\/if-you-invest-in-vgt-how-much-in-20-years\/<\/a><\/p>\n<p>Publish Date: <a href=\"publish_date]\">2026-07-15 17:24:00<\/a><\/p>\n<p>Source Domain: <a href=\"www.fool.com\">www.fool.com<\/a><\/p>\n<p>The <strong>Vanguard Information Technology ETF<\/strong> <span class=\"ticker-mention inline-flex items-center font-bold\" data-id=\"221809\">(VGT <span class=\"ml-1 text-red-900\">0.52%<\/span>)<\/span> has delivered an average annual return of roughly 25% over the past decade and around 15% per year since it launched in 2004.<\/p>\n<p>Considering the <strong>S&#038;P 500<\/strong>\u00a0has averaged about 10% per year over its history, these returns are nothing short of fantastic.<\/p>\n<p>It also shouldn&#8217;t be assumed that they&#8217;ll continue indefinitely. It&#8217;s possible that the artificial intelligence (AI) revolution and the earnings growth that comes with it could continue for years. Let&#8217;s start by using a return figure close to the long-term market averages. Here&#8217;s how much $5,000 could turn into in 20 years.<\/p>\n<p class=\"caption\">Image source: Getty Images.<\/p>\n<ul>\n<li>A more conservative 10% annual return: This isn&#8217;t a bad return, just one closer to the long-term market average. <strong>$5,000 turns into $33,600.<\/strong><\/li>\n<li>A more historically normal 12% annual return: This is more in line with the long-term historical premium that tech has returned above the broader market. <strong>$5,000 turns into $48,200.<\/strong><\/li>\n<li>A more aggressive 15% annual return: AI productivity gains continue over the next decade, or a new technology emerges. <strong>$5,000 turns into $81,800.<\/strong><\/li>\n<\/ul>\n<p>For the Vanguard Information Technology ETF bullish case to come true, the tech sector needs a couple of catalysts.<\/p>\n<p>First, the artificial intelligence boom likely needs to continue for years. The hundreds of billions of dollars being invested in AI need to deliver a strong return on investment (ROI), and developers must continue to find ways to deliver meaningful long-term productivity and efficiency gains.<\/p>\n<p><img alt=\"Vanguard Information Technology ETF Stock Quote\" loading=\"lazy\" width=\"64\" height=\"64\" decoding=\"async\" data-nimg=\"1\" class=\"w-full flex-none object-contain\" style=\"color:transparent\" srcset=\"https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Fart%2Fcompanylogos%2Fmark%2FVGT.png&#038;w=64&#038;op=resize 1x, https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Fart%2Fcompanylogos%2Fmark%2FVGT.png&#038;w=128&#038;op=resize 2x\" src=\"https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Fart%2Fcompanylogos%2Fmark%2FVGT.png&#038;w=128&#038;op=resize\"\/><\/p>\n<p>Vanguard Information Technology ETF<\/p>\n<p>Today&#8217;s Change<\/p>\n<p>(-0.52%) $-0.61<\/p>\n<p>Current Price<\/p>\n<p>$116.50<\/p>\n<h3 class=\"text-gray-1100 text-md my-3 leading-snug font-bold uppercase\">Key Data Points<\/h3>\n<p>AUM<\/p>\n<p>$170B<\/p>\n<p>Dividend Yield<\/p>\n<p>2.14%<\/p>\n<p>Expense Ratio<\/p>\n<p>0.09%<\/p>\n<p>Top Holdings<\/p>\n<p>NVDA<\/p>\n<p>16.79%<\/p>\n<p>AAPL<\/p>\n<p>15.27%<\/p>\n<p>MSFT<\/p>\n<p>9.88%<\/p>\n<p>Second, the economy likely needs to avoid a major bear market. AI could very well result in a spike in unemployment that cripples growth. Overspending on AI without an appropriate ROI could reverse the strong earnings growth trend. Government debt could continue spiraling&#8230;<\/p>\n<p><a href=\"https:\/\/www.fool.com\/investing\/2026\/07\/15\/if-you-invest-in-vgt-how-much-in-20-years\/\">Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If You Invest $5,000 in the Vanguard Information Technology ETF Today, Here&#8217;s What You Might&#8230;<\/p>\n","protected":false},"author":1,"featured_media":289951,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/g.foolcdn.com\/image\/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F876448%2Fhappy-trader-investing-growth-profit-buy-stock-celebrate.jpg&w=1200&op=resize","fifu_image_alt":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-289950","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology"],"_links":{"self":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/289950"}],"collection":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=289950"}],"version-history":[{"count":1,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/289950\/revisions"}],"predecessor-version":[{"id":289952,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/289950\/revisions\/289952"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/289951"}],"wp:attachment":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=289950"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=289950"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=289950"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}