{"id":267468,"date":"2026-06-08T11:31:00","date_gmt":"2026-06-08T15:31:00","guid":{"rendered":"https:\/\/news-you-need.com\/index.php\/2026\/06\/08\/cyber-insurance-policyholders-facing-heavier-scrutiny-in-underwriting-claims\/"},"modified":"2026-06-08T11:45:19","modified_gmt":"2026-06-08T15:45:19","slug":"cyber-insurance-policyholders-facing-heavier-scrutiny-in-underwriting-claims","status":"publish","type":"post","link":"https:\/\/news-you-need.com\/index.php\/2026\/06\/08\/cyber-insurance-policyholders-facing-heavier-scrutiny-in-underwriting-claims\/","title":{"rendered":"Cyber insurance policyholders facing heavier scrutiny in underwriting, claims"},"content":{"rendered":"

Cyber insurance policyholders facing heavier scrutiny in underwriting, claims<\/a><\/p>\n

https:\/\/www.cybersecuritydive.com\/news\/cyber-insurance-policyholders-facing-heavier-scrutiny-underwriting-claims\/822089\/<\/a><\/p>\n

Publish Date: 2026-06-08 11:31:00<\/a><\/p>\n

Source Domain: www.cybersecuritydive.com<\/a><\/p>\n

Enterprises holding cyber insurance policies are undergoing more scrutiny in their claims as rates decline and insurers scramble to remain profitable.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

The stakes are high for both sides. Insurance companies around the globe increasingly fear their business is overly dependent on large U.S. policyholders, which make up nearly two-thirds of their global market share. They worry that one large supply chain event or outage could escalate and ultimately wipe out the cyber insurance industry as a whole.\u00a0<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

These market pressures have led to a shift in the cyber insurance business model, where cyber insurers are developing sophisticated risk models to prepare for large-scale attacks that could disrupt a wave of policyholders at the same time. <\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

Meanwhile, insurers are also pressuring policyholders to make sure they button up governance and security controls and have mitigations in place for any risk incurred by their third-party technology partners.\u00a0<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

\u201cInsurers today generally have a better understanding of cyber risk quantification and are placing greater emphasis on security controls, technology dependencies and exposure to systemic cyber events,\u201d <\/span><\/span><\/span><\/span><\/span><\/span>said Anjali Nagrani, principal cyber<\/span><\/span><\/span><\/span><\/span><\/span> cat r<\/span><\/span><\/span><\/span><\/span><\/span><\/span>isk product adviser at CyberCube, a firm specializing in cyber risk modeling. \u201cOrganizations with weak cyber hygiene may face more scrutiny and coverage restrictions, whereas well-prepared companies can access broader coverage and improved terms.\u201d<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

\u201cInsurers today generally have a better understanding of cyber risk quantification and are placing greater emphasis on security controls, technology dependencies and exposure to systemic cyber events.\u201d<\/p>\n

Anjali Nagrani<\/p>\n

Principal cyber cat risk product adviser at CyberCube<\/p>\n

Ransomware and other cyber intrusions can add up to millions of dollars in recovery costs or more if the attack forces a company to halt order-taking, manufacturing or shipping.\u00a0<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

A 2025 report…<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n

Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Cyber insurance policyholders facing heavier scrutiny in underwriting, claims https:\/\/www.cybersecuritydive.com\/news\/cyber-insurance-policyholders-facing-heavier-scrutiny-underwriting-claims\/822089\/ Publish Date: 2026-06-08 11:31:00 Source…<\/p>\n","protected":false},"author":1,"featured_media":267469,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/imgproxy.divecdn.com\/4lkjSN-64gc6f6Sz7qot-V8ZBZL7TKxPkorzwLX5kDE\/g:ce\/rs:fit:770:435\/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9tdW5pY2hyZW1haW4uanBn.webp","fifu_image_alt":"","footnotes":""},"categories":[15],"tags":[57],"class_list":["post-267468","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cybersecurity","tag-security"],"_links":{"self":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/267468"}],"collection":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=267468"}],"version-history":[{"count":1,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/267468\/revisions"}],"predecessor-version":[{"id":267470,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/267468\/revisions\/267470"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/267469"}],"wp:attachment":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=267468"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=267468"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=267468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}