{"id":221838,"date":"2026-03-10T04:00:00","date_gmt":"2026-03-10T08:00:00","guid":{"rendered":"https:\/\/news-you-need.com\/index.php\/2026\/03\/10\/ai-wants-checkout-but-spreedly-says-merchants-keep-the-keys\/"},"modified":"2026-03-10T04:10:11","modified_gmt":"2026-03-10T08:10:11","slug":"ai-wants-checkout-but-spreedly-says-merchants-keep-the-keys","status":"publish","type":"post","link":"https:\/\/news-you-need.com\/index.php\/2026\/03\/10\/ai-wants-checkout-but-spreedly-says-merchants-keep-the-keys\/","title":{"rendered":"AI Wants Checkout but Spreedly Says Merchants Keep the Keys"},"content":{"rendered":"

AI Wants Checkout but Spreedly Says Merchants Keep the Keys<\/a><\/p>\n

https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/ai-wants-the-checkout-but-spreedly-says-merchants-keep-the-keys\/<\/a><\/p>\n

Publish Date: 2026-03-10 04:00:00<\/a><\/p>\n

Source Domain: www.pymnts.com<\/a><\/p>\n

Every day seems to bring another announcement about artificial intelligence agents that can search, compare and buy on a consumer\u2019s behalf.<\/span><\/p>\n

The momentum is real. So is the attention. But much of that attention has centered on the technology itself, the interfaces consumers may use and the possibility of a faster path from intent to purchase. What has received less attention is the merchant.<\/span><\/p>\n

The merchant <\/span>is still<\/span> the <\/span>one<\/span> that owns the checkout flow, manages <\/span>the<\/span> payment relationships, absorbs <\/span>much<\/span> of the fraud and chargeback risk, and <\/span>tries<\/span> to <\/span>turn<\/span> a transaction into a lasting customer relationship.<\/span> That is the part of the agentic commerce story that <\/span>Spreedly<\/span> is trying to bring back into focus.<\/span><\/p>\n

The payments orchestrator said in a Thursday (March 5) press release that <\/span>agentic commerce<\/span> is now live as a channel on its open payments platform. <\/span>Merchants can process agent-initiated transactions over their existing payment infrastructure, <\/span>keep<\/span> their current payment service provider relationships <\/span>in place<\/span> and remain the merchant of record.<\/span><\/p>\n

Enterprise merchants are already testing agent-driven transaction flows, and support for emerging protocols, including <\/span>Universal Commerce Protocol<\/span> (UCP) and <\/span>Agentic Commerce Protocol<\/span> (ACP), is in development<\/span>, with an<\/span> initial release targeted for later this quarter, the release <\/span>said<\/span>.<\/span><\/p>\n

That message <\/span>is different<\/span> from some of the broader conversations <\/span>around<\/span> agentic AI.<\/span><\/p>\n

Advertisement: Scroll to Continue<\/p>\n

Spreedly is not pitching agentic commerce as a reason for merchants to hand over control. It is pitching it as a new channel that still must work within the economic and operational realities merchants already deal with. Many of the early standards writers seem to understand that point, Spreedly CEO <\/span>Justin Benson<\/span> told PYMNTS.<\/span><\/p>\n

\u201cI think it was pretty telling that many of the specs that are <\/span>being written<\/span>, but the position taken early on was you are going to be the merchant of record,\u201d Benson said. \u201cThat was really helpful\u201d because…<\/span><\/p>\n

Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

AI Wants Checkout but Spreedly Says Merchants Keep the Keys https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/ai-wants-the-checkout-but-spreedly-says-merchants-keep-the-keys\/ Publish Date: 2026-03-10 04:00:00…<\/p>\n","protected":false},"author":1,"featured_media":221839,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/03\/agentic-commerce-AI-retail.jpeg","fifu_image_alt":"","footnotes":""},"categories":[14],"tags":[],"class_list":["post-221838","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artificial-intelligence"],"_links":{"self":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/221838"}],"collection":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/comments?post=221838"}],"version-history":[{"count":1,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/221838\/revisions"}],"predecessor-version":[{"id":221840,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/posts\/221838\/revisions\/221840"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/media\/221839"}],"wp:attachment":[{"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/media?parent=221838"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/categories?post=221838"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news-you-need.com\/index.php\/wp-json\/wp\/v2\/tags?post=221838"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}