How Mastercard Technologists Are Shaping Digital Payments

How Mastercard Technologists Are Shaping Digital Payments

How Mastercard Technologists Are Shaping Digital Payments

https://builtin.com/articles/how-mastercard-technologists-are-building-future-digital-payments-and-cybersecurity

Publish Date: 2026-03-20 22:26:00

Source Domain: builtin.com

How Mastercard Technologists Are Driving Innovation in Digital Finance and Cybersecurity

As the digital world expands, new opportunities and new forms of payment are emerging all the time. This brings new challenges: an increase in cyber threats — with bad actors leveraging AI — a highly competitive landscape and a need to innovate consistently to stay ahead.

Enter Mastercard.

With six decades of experience in payments technology, the company is uniquely positioned to secure this data-driven world, leading a transformation shaped by security and innovation.

What does Mastercard do?

Mastercard is a technology company in the payments space.

Just ask CEO Michael Miebach, who considers cybersecurity a “fundamental trend in the economy” and a key aspect of the organization’s growth. Miebach said Mastercard’s ability to combine digital payment technology with cybersecurity solutions makes it easier to work with banks, merchants and other partners.

“When we go to the customer and say, ‘We can help you with digitalization and with cybersecurity,’ they say, ‘The door is open,’” he shared in an interview with the OMR Podcast last year. 

 

“When we go to the customer and say, ‘We can help you with digitalization and with cybersecurity,’ they say, ‘The door is open.’”

 

How Mastercard Secures Digital Payments With Tokenization, Passkeys and Threat Intelligence

In recent years, Mastercard has been focused on amplifying cybersecurity across its digital finance ecosystem. 

Last year, the company launched Mastercard Threat Intelligence, a security solution that helps fraud and security teams work together proactively to prevent cyber-enabled payment fraud before it starts. 

But that’s not all. According to Miebach, the company is investing heavily in tokenization, a technology that turns an individual’s 16-digit debit card number into a “stand-in” number stored on their device, ensuring their…

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